Pennsylvania Health Insurance

Independence Blue Cross (IBX) has offered affordable high-quality private and Medicare health insurance plans to Pennsylvania residents for almost 80 years. They are the region’s biggest medical coverage provider and serves the Philadelphia area and Southeastern Pennsylvania. We help you compare Keystone and Personal Choice health insurance quotes so you can enroll at the lowest possible cost. IBX participates in the Pa Health Exchange and Open Enrollment. However, you can also purchase plans without a federal subsidy. To qualify for coverage, you must reside in Bucks, Montgomery, Chester, Delaware, or Philadelphia County. Senior Medicare coverage is also available. We proudly represent individual and family medical options, and offer coverage at the best available pricing. We spend time to review each policy, and determine which option best provides the coverage you need, with the lowest out-of-pocket cost. You can easily apply for a policy online from this website. Upon request, we can send or email specific benefit and coverage details. Free quotes can be obtained from the top portion of this page for all HMO, PPO, and EPO plans. Out-of-network coverage is offered on PPO plans. Tiered networks and HSA options help lower your premium. PPO and EPO plans utilize the national BlueCard network. Coverage is available throughout the United States with most physicians and...

There are many types of Pennsylvania health insurance plans. “Catastrophic” and “HSA” plans will tend to be the least expensive options, but feature high out-of-pocket costs to the insured. “Comprehensive” plans offer lower out-of-pocket costs on the most common claims, but are the costliest type of coverage. For families, typically, this is a very popular type of policy, and similar to employer-sponsored plans. Large unexpected medical bills can be easily covered, along with smaller day-to-day items such as physician visits for common colds, the flu, stomach viruses, and other non-serious conditions. HMO, PPO, EPO, and POS contracts are available for enrollment. Utilizing the provider network can easily save thousands of dollars of out-of-pocket medical expenses. ER and Urgent Care claims are often covered by copays instead of a large deductible. Telemedicine visits have become very popular because of the 24/7 availability, ease of use, and low cost. Many carriers offer $0 copay for virtual and telemedicine  visits. Medical advice can be received at your home, office, or another location. Prescription drugs can also be quickly prescribed. Often, after hours, Urgent Care facilities are not open and telemedicine visits are the best option. More serious diagnosis, such as COVID and other epidemics, typically require a face-to-face visit. Pa comprehensive health insurance covers...

Pennsylvania BlueCare Direct Advantage health insurance coverage was previously offered through our website at the lowest published prices. This plan was issued through Blue Cross of Northeastern Pennsylvania (BCNEPA), and was ideal if you are self-employed, retired, just out of college or without healthcare benefits. The plan is no longer available since BCNEPA merged with Highmark. We offer unbiased help so you can understand the plans and if they are your best option, apply for coverage. You previously could purchase this plan if you resided in the following counties: Tioga, Lycoming, Clinton, Sullivan, Bradford, Wyoming, Carbon, Susquehanna, Pike, Wayne, Lackawanna, Luzerne and Monroe. If you lived in a different county, you were still able to apply for a Blue Cross plan in a different area. HDHP-Eligible BlueCare Direct Advantage is a qualified high-deductible plan that provides benefits often not covered under other individual/family contracts such as preventative health services, maternity, and wellness programs. And because it is considered a high-deductible health plan (HDHP), you can combine a Pennsylvania HSA with the policy. (The Affordable Care Act mandates preventive services on all plans) This policy is underwritten by First Priority Life Insurance Company and by using the Blue Card, your coverage can potentially expand to outside the US. An HSA is a private...

Pennsylvania Aetna plans provide comprehensive healthcare coverage to Pa residents. As the leading trusted resource for single and family coverage in the Keystone State, we specialize in finding the policies that pay your claims at a price you can afford. Senior Medigap options are offered to persons that have reached age 65 and are eligible for Medicare. Supplement, Advantage, and Part D prescription drug plans are available. As one of the nation's largest providers, they feature an extensive Network of doctors, hospitals and facilities. Their rates are typically very competitive throughout most of the state. In some areas, Coventry plans are offered where coverage is not available. Aetna withdrew from the private individual medical market in the Keystone State four years ago. Although Group, Senior, and ancillary products continue to be offered, Marketplace and off-Exchange plans are no longer available. Group coverage to small and large employers provides many attractive options. National General underwrites a short-term policy that utilizes the Aetna PPO network. However, the plan is no longer approved in the Keystone State.   Aetna Senior Health Insurance In Pennsylvania   Medicare Supplement Plans Available plans are A, B, F. G (HD), G, and N. Basic benefits include medical costs (Part B coinsurance and hospital outpatient services, hospitalization, hospice,...

Cheap Pennsylvania health insurance coverage is available and offered by many of the most recognized companies. We shop and compare low-priced plans from all carriers (both on and off the Pennie Marketplace), so you can obtain high-quality coverage at budget-friendly prices. Students, Seniors, single persons, and families can easily find low-cost options. During Open Enrollment, medical questions are not asked, and plans are quickly approved. Typically, a down-payment is not needed and all family members are eligible for benefits. Although these policies are not expensive, surprisingly, they contain many benefits that are commonly found in many high-priced plans. They are very economical and provide hundreds of dollars per month in savings. Instantly, you can get fast, free quotes and enroll online. If you have missed the Open Enrollment deadline, and do not qualify for a special exception, alternative medical coverage may still be available, including short-term contracts. Pa temporary plans are extremely inexpensive and can be purchased at any time. However, some benefits are limited, and the maximum amount of coverage offered is generally between $250,000 and $2 million. Available Companies Affordable private under-65 coverage is often provided through Highmark, UPMC, IBX, Geisinger, Capital Blue Cross, Ambetter, Oscar, Cigna, Jefferson Health Plans (new for 2024), and...

Affordable Pittsburgh health insurance plans are available from Pennsylvania's major companies, including as Highmark Blue Cross Blue Shield, Aetna, UPMC, Humana, Allwell, and AARP-UnitedHealthcare. We help residents of Western Pennsylvania compare multiple carriers, research and apply for the best available individual, family, Senior Medicare, and group medical coverage so they can pay lower rates quality benefits. UnitedHealthcare, Aetna, Humana, and several other carriers offer Group and Senior plan options, but not private single or family medical coverage. There are no brokerage fees ever associated with our website, and we also assist you in Open Enrollment through the Pennie State Exchange and Marketplace. If you waited too long for Open Enrollment (OE), we will show you low-cost options that will cover you until the next OE period. There are numerous options that will keep premiums substantially below Obamacare plans. Open Enrollment begins on November 1st (October 15th for Senior plans). Special OE periods for pandemics (COVID) are also available. Senior healthcare coverage in Pittsburgh, Allegheny County, and Western Pennsylvania is offered by many large and small insurers. Medicare Supplements, Advantage (MA), and Part D prescription drug plans are priced very competitively. Popular companies (Part D and MA) include AARP, Blue Cross, Cigna, Aetna, Humana, Mutual Of...

Who are the major Pennsylvania health insurance companies? Aetna, UnitedHealthcare, Independence Blue Cross, UPMC, Keystone, Capital Blue Cross, Highmark, Geisinger, Ambetter, Oscar, Humana, and Cigna offer competitive under-65 and Senior rates in Pennsylvania. Occasionally, other carriers offer group or off-Exchange plans that should be considered. Of course, several of the carriers are regional, such as Geisinger and Keystone. Additional carriers that offer Medicare products, but not under-65 medical plans, include AARP (through UnitedHealthcare), Accendo, Allwell, AmeriHealth, Colonial Penn, Everest, Gateway Health, Health Partners, Lasso Healthcare, Manhattan Life, Medico, Mutual Of Omaha, SilverScript, United American, and Vibra. Non-Obamacare (Affordable Care Act) coverage is offered by several additional carriers. Plans are available at any time throughout the year, including outside of Open Enrollment periods. National General previously offered competitive short-term plans, but are no longer approved to offer temporary plans in the Keystone State. UnitedHealthcare continues to offer several affordable short-term options.   What is “catastrophic” health coverage and should I consider it? “Catastrophic” insurance plans are designed to cover major medical expenses, such as inpatient and outpatient hospital visits, surgical expenses and emergency room charges....

Aetna, one of the nation's largest insurers, purchased Coventry nine years ago for more than $7 billion. Coventry offered plans in Pennsylvania through Health America. A wide range of Senior Medicare plans were offered, along with Medicaid Worker's Compensation, and behavioral coverage. Corporate facilities were located in Pittsburgh and Harrisburg. Group coverage through small and large employers were also offered. Affordable monthly premiums are currently available with many flexible policy options. A large network helps provide physicians, specialists, medical facilities, and hospitals close to your home or work.   Aetna Advantra Insurance Medicare Plans In Pennsylvania Advantra plans are issued through Coventry. Together, the two carriers offer managed care products, plans, and services to individuals, businesses, insurers, and government agencies. Although Advantra does not market Supplemental coverage, they do offer PPO and HMO Advantage plans. Shown below are the most current policy options:   Advantage Plans  Aetna Medicare Advantra Eagle (HMO) - $0 monthly premium with $4,000 maximum out-of-pocket expenses. Primary care physician and specialist visit copays are $0 and $35. The in-hospital stay copay is $275 per stay and the ER copay is $90. Lab services and diagnostic procedures have a $0 copay. X-rays have a $15 copay. Hearing exams have a $35 copay....