Find affordable quality healthcare in Pennsylvania with a Health Savings Account (HSA). Premiums are low, your federal and state taxes are reduced, and a government subsidy is available that can substantially reduce the rate.These plans are available in all parts of the Keystone State and put you in charge of your medical coverage.
What Is An HSA?
A Pennsylvania Health Savings Account (HSA) is a popular alternative to mainstream Pa health insurance. It is a savings product that features a different way for policyholders to pay for their medical expenses. They allow you to cover existing costs and save for future qualified medical and retiree health expenses on a tax-free basis. Employers also often offer HSA options along with the popular PPO and HMO plans.
Most major insurers, such as Aetna, UnitedHealthcare, Independence Blue Cross, Capital BC, Geisinger and Highmark Blue Cross Blue Shield offer HSAs. Your policy is an account that you always own, regardless of where you are employed or what company provides your coverage. Older grandfathered accounts without maternity benefits are slowly being phased out.