The HealthAmerica Pennsylvania Health Savings Account (HSA) is one of the most affordable HSAs available in the state. Rates are extremely competitive compared to other Pennsylvania HSA plans offered by Aetna, UnitedHealthOne and Blue Cross.

A Pennsylvania Health Savings Account is an alternative to traditional health insurance coverage, allowing you to pay for current medical expenses and save for future qualified health expenses on a tax-free basis. You also must have a High Deductible Health Plan (HDHP) to take advantage of HSA benefits. The HDHP is very inexpensive allowing the money you save on health insurance premiums to be deposited into your personal account.

HealthAmerica  Health Savings Accounts combine the HDHP and savings account in one convenient policy. Many deductible options are available, ranging from $1,250 to $7,500. After the deductible is met, 100% of major medical expenses are covered, including Semi-private room charges, physician and surgeon fees, surgery, Lab & X-Ray services, anesthesia and therapy services (Chemotherapy & Radiation Therapy).

Additional coverages provided by the HealthAmerica Pennsylvania HSA include outpatient surgery, lab services, allergy testings and injections and blood products. Primary care and Specialist visits are also covered with $15 & $25 copays respectively. However, preventive services are not subject to a deductible. Some of these services include gynecological exams, routine mammograms, well child visits up to age nine, preventive pediatric and adult immunizations and hearing exams (under age 18).

HealthAmerica’s Health Savings Account also includes dental benefits that are not subject to a deductible. Coverage is focused on prevention with little or no cost for oral evaluation and basic diagnostics. Annual periodic evaluations, bitewing X-rays and adult/child cleanings are covered at 100%. There is no waiting period and the annual maximum is $250.

Pahealthinsurancecoverage.com is Pennsylvania’s premier resource for affordable Health Savings Accounts. To instantly view, compare or apply for quality health care from HealthAmerica or other major insurers, please click on the “Get Instant Quote” at the top of the page. Your personal information is never shared with any other person or company.

HealthAmerica Pennsylvania Health Savings Account Information

Health Savings Account Information

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1. Pennsylvania Health Savings Accounts