Pennsylvania Health Insurance

Affordable Pennsylvania Health Insurance Quotes

(888) 513-6446
Get Free Quotes
Compare
& Save

Affordable Allentown health insurance rates are available from the most respected Pennsylvania companies. Geisinger, Highmark BS, UPMC and Capital Blue Cross are major carriers that offer high quality under age-65 coverage at competitive rates.  Inexpensive non-Obamacare plans are also offered several additional companies, including UnitedHealthcare. We show you the easiest way to apply for an individual plan.

It does not matter if you are self-employed, unemployed, an individual or a family. The prices we quote are the lowest allowable by each of the insurers. You can also view small and large business proposals.  Both on and off-Marketplace plans are available along with Senior products for Medicare-eligible individuals. HMO, PPO, EPO, and indemnity network coverage is offered. Applicants that qualify for Medicaid or CHIP are typically eligible for low-cost comprehensive benefits for all family members.

The Lehigh Valley Health Network (LVHN) consists of 13 hospitals and many outpatient care, rehabilitation, doctor practices, and health center locations. 20,000 workers practice to core values of excellence, integrity, compassion, and collaboration. Hospitals are located in Hazleton, Dickson City, Allentown, Lehighton, East Stroudsburg, Easton, Pottsville, and Bethlehem.

Lehigh County Rates Are Low

Normally, prices in Lehigh County tend to be lower than other neighboring Pennsylvania counties such as Berks, Montgomery and Bucks. Possible explanations are the better pricing of office visits (both primary care and specialist), lower hospital daily room billing and lower malpractice insurance rates for doctors and surgeons. Most carriers can also negotiate favorable 2024 pricing with local hospitals and medical facilities within 60 miles. Some examples include:

Sacred Heart

St. Luke’s

Lehigh Valley

Children’s Hospital

Coordinated Health

Easton

Grand View

Reading

Doylestown

Jefferson Lansdale

Pottstown

Hunterdon Medical Center

Hackettstown Medical Center (N.J.)

Also, lower-populated areas often have more competitive rates. Independence Blue Cross plans are available in many counties to the east, but not in Lehigh county. This, despite the fact that Allentown is the third-largest city in the state and the fastest-growing.

Some of the best hospitals in the area (listed above) have very good walk-in clinics, pediatric centers, community clinics and comprehensive testing and imaging facilities. Most major carriers are accepted along with most Medicare and Medicaid patients.

Least Expensive Health Insurance Plans In The Allentown Area

Although medical conditions are not considered when determining prices, your age, nicotine use, plan you select, and household income (if you qualify for a federal subsidy) will impact what you pay. Companies that offer Marketplace plans include Capital BlueCross, Oscar, Ambetter, Geisinger, Highmark, and UPMC. The cheapest available plans are shown below:

Catastrophic Tier

My Direct Blue Lehigh Valley Major Events EPO Catastrophic 9450 (Highmark)

My Blue Access Major Events PPO Catastrophic 9450 (Highmark)

Marketplace All-Access Value (Geisinger)

Catastrophic PPO 9450/0/0 (Capital Blue Cross)

Oscar Secure

 

Bronze Tier

Bronze Valley Advantage EPO 7450/0/50 (Capital Blue Cross)

Bronze PPO 7450/0/50 (Capital Blue Cross)

Bronze QHDHP PPO HSA 6400/0/50 (Capital Blue Cross)

My Direct Blue Lehigh Valley EPO Bronze 8900 (Highmark)

My Direct Blue Lehigh Valley EPO Bronze 3800 (Highmark)

My Direct Blue Lehigh Valley EPO Bronze 7100 HSA (Highmark)

Bronze Simple HSA (Oscar)

Bronze Classic (Oscar)

Bronze Classic Standard (Oscar)

Everyday Bronze (Ambetter)

Choice Bronze HSA (Ambetter)

Everyday Bronze (Ambetter)

Marketplace All-Access HMO Pharmacy First (Geisinger)

Marketplace All-Access HMO 40/80/8400 (Geisinger)

 

Silver Tier

Silver Valley Advantage EPO 6000/20/30 (Capital Blue Cross)

Silver Simple PCP Saver (Oscar)

Silver Classic Standard (Oscar)

Silver Classic (Oscar)

My Direct Blue Lehigh Valley EPO Silver 7000 (Highmark)

My Direct Blue Lehigh Valley EPO Premier Silver 2900 (Highmark)

Clear Silver (Ambetter)

Focused Silver (Ambetter)

Complete Silver (Ambetter)

Franklin Silver (Ambetter)

 

Gold Tier

Gold Valley Advantage EPO 2400/10/20 (Capital Blue Cross)

Gold Valley Advantage EPO 1800/10/20 (Capital Blue Cross)

Gold Classic Standard (Oscar)

Gold Classic (Oscar)

Gold Elite (Oscar)

My Direct Blue Lehigh Valley EPO Gold 1500 (Highmark)

My Direct Blue Lehigh Valley EPO Gold 1700 HSA (Highmark)

Clear Gold (Ambetter)

Everyday Gold (Ambetter)

Complete Gold (Ambetter)

 

Sample Allentown Monthly Health Insurance Rates (Under-65)

30-Year-Old Non-Smoker With $32,000 Income

$0 – Ambetter Clear Bronze

$6 – Ambetter Choice Bronze HSA

$15 – Ambetter Everyday Bronze

$32 – Oscar Bronze Simple

$44 – Capital Blue Cross Bronze Valley Advantage EPO 7450/0/50

 

30-Year-Old Non-Smoking Married Couple With $52,000 Income

$43 – Ambetter Clear Bronze

$62 – Ambetter Choice Bronze HSA

$80 – Ambetter Everyday Bronze

$114 – Oscar Bronze Simple Standard

$138 – Capital Blue Cross Bronze Valley Advantage EPO 7450/0/50

 

40-Year-Old Non-Smoking Married Couple And One Child With $80,000 Income

$202 – Ambetter Clear Bronze

$231 – Ambetter Choice Bronze HSA

$256 – Ambetter Everyday Bronze

$307 – Oscar Bronze Simple Standard

$342 – Capital Blue Cross Bronze Valley Advantage EPO 7450/0/50

 

50-Year-Old Non-Smoking Married Couple And Two Children With $100,000 Income

$191 – Ambetter Clear Bronze

$236 – Ambetter Choice Bronze HSA

$276 – Ambetter Everyday Bronze

$355 – Oscar Bronze Simple Standard

$411 – Capital Blue Cross Bronze Valley Advantage EPO 7450/0/50

 

60-Year-Old Non-Smoker With $47,000 Income

$54 – Ambetter Clear Bronze

$77 – Ambetter Choice Bronze HSA

$98 – Ambetter Everyday Bronze

$139 – Oscar Bronze Simple Standard

$168 – Capital Blue Cross Bronze Valley Advantage EPO 7450/0/50

 

Senior Options

Medicare Supplement, Medicare Advantage, and Part D (Prescription) plans are offered by many of the nation’s top-rated companies. Although Supplement contracts are standardized, it’s still very important to properly compare all options, understand annual changes in rate and benefits, and verify doctors, specialists, and hospitals are part of the carrier’s provider network.

As a partial guide, we have listed below several of the most popular Medicare Supplement and Advantage options for Allentown and Lehigh County.

Supplement Monthly Rates For Male Age 65 Lehigh County (Female Rates Are Lower)

Plan A

$74 – AARP-UnitedHealthcare

$102 – Cigna

$105 – Ace Property And Casualty

$109 – Elips Life

$111 – Capital BC

$112 – United Of Omaha

$115 – American Benefit Life

$116 – Accendo

$117 – New Era Life

$117 – Humana

$118 – SBLI USA Life

$118 – Highmark

$118 – American Home Life

$118 – AFLAC

$119 – Aetna

$119 – Cigna

$120 – Capitol Life

$120 – United States Fire

$124 – Manhattan Life

$131 – United American

$132 – Medico

$133 – Heartland National Life

$144 – Union Security Life

$149 – Bankers Fidelity

$159 – GPM Health

$172 – Guarantee Trust Life

 

Plan B

$106 – Transamerica

$110 – Highmark

$112 – Continental Life

$114 – AARP-UnitedHealthcare

$114 – New Era Life

$118 – Capital Blue Cross

$119 – Thrivent

$133 – Humana

$138 – Medico

$159 – Independence Blue Cross

$189 – Gerber

 

Plan C

$134 – Capital Blue Cross

$140 – AARP-UnitedHealthcare

$150 – Highmark

$157 – CSI Life

$166 – Manhattan Life

$173 – Philadelphia American

$183 – Mutual Of Omaha

$244 – Gerber

 

Plan F

$136 – Capital Blue Cross

$141 – AARP-UnitedHealthcare

$144 – Continental Life

$150 – Highmark

$151 – Thrivent

$152 – Guarantee Trust Life

$155 – Loyal Christian Benefit

$158 – CSI Life

$162 – Humana

 

Plan N

$92 – Capital Blue Cross

$93 – Continental Life

$95 – Transamerica

$95 – AARP-UnitedHealthcare

$96 – CSI Life

$98 – Greek Catholic Union

$100 – Thrivent

$109 – Cigna

$109 – Highmark

$115 – Mutual Of Omaha

$116 – Humana

$120 – Philadelphia American

$140 – Independence Blue Cross

 

Medicare Advantage Plans In Lehigh County (Highest Enrollment)

UPMC For Life HMO Rx Choice

UPMC For Life HMO Deducible Rx

UPMC For Life HMO Rx

Aetna Medicare Advantra Silver

Highmark Wholecare Medicare Assured Diamond

Community Blue Medicare PPO Signature

UnitedHealthcare Dual Complete

Geisinger Gold Classic Complete Rx

Geisinger Gold Preferred Enhanced Rx