Pennsylvania Health Insurance

Affordable Pennsylvania Health Insurance Quotes

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Affordable Allentown health insurance rates are available from the most respected Pennsylvania companies. Geisinger, Highmark BS, UPMC and Capital Blue Cross are major carriers that offer high quality under age-65 coverage at competitive rates.  Inexpensive non-Obamacare plans are also offered several additional companies, including UnitedHealthcare. We show you the easiest way to apply for an individual plan.

It does not matter if you are self-employed, unemployed, an individual or a family. The prices we quote are the lowest allowable by each of the insurers. You can also view small and large business proposals.  Both on and off-Marketplace plans are available along with Senior products for Medicare-eligible individuals. HMO, PPO, EPO, and indemnity network coverage is offered.

Lehigh County Rates Are Low

Normally, prices in Lehigh County tend to be lower than other neighboring Pennsylvania counties such as Berks, Montgomery and Bucks. Possible explanations are the better pricing of office visits (both primary care and specialist), lower hospital daily room billing and lower malpractice insurance rates for doctors and surgeons. Most carriers can also negotiate favorable pricing with local hospitals and medical facilities within 40 miles. Some examples include:

Sacred Heart

St. Luke’s

Lehigh Valley

Coordinated Health


Grand View



Also, lower-populated areas often have more competitive rates. Independence Blue Cross plans are available in many counties to the east, but not in Lehigh county. This, despite the fact that Allentown is the third-largest city in the state and the fastest-growing.

Some of the best hospitals in the area (listed above) have very good walk-in clinics, pediatric centers, community clinics and comprehensive testing and imaging facilities. Most major carriers are accepted along with most Medicare and Medicaid patients.

Least Expensive Health Insurance Plans In The Allentown Area

Although medical conditions are not considered when determining prices, your age, nicotine use, plan you select, and household income (if you qualify for a federal subsidy) will impact what you pay. Companies that offer Marketplace plans include Capital BlueCross, Oscar, Geisinger, Highmark, and UPMC. The cheapest available plans are shown below:

Catastrophic Tier

My Direct Blue Lehigh Valley Major Events EPO 8550 (Highmark)

Marketplace All-Access Value (Geisinger)

Catastrophic PPO 8550/0/75 (Capital Blue Cross)


Bronze Tier

Bronze Valley Advantage EPO 8000/0/50 (Capital Blue Cross)

Bronze PPO 8000/0/50 (Capital Blue Cross)

My Direct Blue Lehigh Valley EPO Bronze 3800 (Highmark)

Bronze Classic (Oscar)

Bronze Classic PCP Copay (Oscar)


Silver Tier

Silver Valley Advantage EPO 6000/20/40 (Capital Blue Cross)

Silver Saver 2 (Oscar)

Silver Classic (Oscar)

My Direct Blue Lehigh Valley EPO Silver 3450 HSA (Highmark)


Gold Tier

Gold Valley Advantage EPO 2150/10/20 (Capital Blue Cross)

Gold Classic (Oscar)

My Direct Blue Lehigh Valley EPO Gold 0 (Highmark)

Sample Allentown Monthly Health Insurance Rates (Under-65)

30-Year-Old Non-Smoker With $30,000 Income

$64 – Capital Blue Cross Bronze Valley Advantage 8000/0/50

$85 – Oscar Bronze Classic

$91 – Oscar Bronze Classic PCP Copay

$188 – Capital Blue Cross Silver Advantage PPO 6000/20/40


Senior Options

Medicare Supplement, Medicare Advantage, and Part D (Prescription) plans are offered by many of the nation’s top-rated companies. Although Supplement contracts are standardized, it’s still very important to properly compare all options, understand annual changes in rate and benefits, and verify doctors, specialists, and hospitals are part of the carrier’s provider network.

As a partial guide, we have listed below several of the most popular Medicare Supplement and Advantage options for Allentown and Lehigh County.

Supplement Monthly Rates For Male Age 65 Lehigh County (Female Rates Are Lower)

Plan A

$64 – AARP-UnitedHealthcare

$81 – Transamerica

$103 – New Era Life

$103 – CSI Life

$104 – Continental Life

$108 – Capital BC

$108 – Highmark

$114 – Loyal Christian Benefit

$117 – Thrivent

$121 – Americo

$124 – Manhattan Life

$125 – Cigna

$125 – Mutual Of Omaha

$126 – Medico

$129 – Humana

$131 – Independence Blue Cross

$163 – Gerber


Plan B

$106 – Transamerica

$110 – Highmark

$112 – Continental Life

$114 – AARP-UnitedHealthcare

$114 – New Era Life

$118 – Capital Blue Cross

$119 – Thrivent

$133 – Humana

$138 – Medico

$159 – Independence Blue Cross

$189 – Gerber


Plan C

$134 – Capital Blue Cross

$140 – AARP-UnitedHealthcare

$150 – Highmark

$157 – CSI Life

$166 – Manhattan Life

$173 – Philadelphia American

$183 – Mutual Of Omaha

$244 – Gerber


Plan F

$136 – Capital Blue Cross

$141 – AARP-UnitedHealthcare

$144 – Continental Life

$150 – Highmark

$151 – Thrivent

$152 – Guarantee Trust Life

$155 – Loyal Christian Benefit

$158 – CSI Life

$162 – Humana


Plan N

$92 – Capital Blue Cross

$93 – Continental Life

$95 – Transamerica

$95 – AARP-UnitedHealthcare

$96 – CSI Life

$98 – Greek Catholic Union

$100 – Thrivent

$109 – Cigna

$109 – Highmark

$115 – Mutual Of Omaha

$116 – Humana

$120 – Philadelphia American

$140 – Independence Blue Cross

Advantage Plans

Geisinger Gold Preferred Complete RX

Cigna HealthSpring Advantage

Keystone SeniorBlue Option 3

Advantra Silver

HumanaChoice R5826-062

Cigna HealthSpring PreventiveCare

Highmark Community Blue Medicare