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Affordable Allentown health insurance rates are available from the most respected Pennsylvania  companies. Geisinger, Highmark BS, UPMC and Capital Blue Cross are major carriers that offer high quality under age-65 coverage at competitive rates.  Inexpensive non-Obamacare plans are also offered several additional companies, including UnitedHealthcare. We show you the easiest way to apply for an individual plan.

It does not matter if you are self-employed, unemployed, an individual or a family. The prices we quote are the lowest allowable by each of the insurers. You can also view small and large business proposals.  Both on and off-Marketplace plans are available along with Senior products for Medicare-eligible individuals. HMO, PPO, EPO, and indemnity network coverage is offered.

Lehigh County Rates Are Low

Normally, prices in Lehigh County tend to be lower than other neighboring Pennsylvania counties such as Berks, Montgomery and Bucks. Possible explanations are the better pricing of office visits (both primary care and specialist), lower hospital daily room billing and lower malpractice insurance rates for doctors and surgeons. Most carriers can also negotiate favorable pricing with local hospitals and medical facilities within 40 miles. Some examples include:

Sacred Heart

St. Luke's

Lehigh Valley

Coordinated Health

Easton

Grand View

Reading

Doylestown

Also, lower-populated areas often have more competitive rates. Independence Blue Cross plans are available in many counties to the east, but not in Lehigh county. This, despite the fact that Allentown is the third-largest city in the state and the fastest-growing.

Some of the best hospitals in the area (listed above) have very good walk-in clinics, pediatric centers, community clinics and comprehensive testing and imaging facilities. Most major carriers are accepted along with most Medicare and Medicaid patients.

Allentown has some very affordable health insurance plans. We find the top-rated companies and show you the lowest prices.

Least Expensive Health Insurance Plans In The Allentown Area

Although medical conditions are not considered when determining prices, your age, nicotine use, plan you select, and household income (if you qualify for a federal subsidy) will impact what you pay. Companies that offer Marketplace plans include Capital BlueCross, Geisinger, Highmark, and UPMC. The cheapest available plans are shown below:

Catastrophic Tier

My Direct Blue Lehigh Valley Major Events EPO 7900 (Highmark)

Marketplace Value (Geisinger)

 

Bronze Tier

Bronze PPO 7350/0/60 (Capital BlueCross)

My Direct Blue Lehigh Valley EPO Bronze 7900 (Highmark)

Advantage Bronze $6,950/$35 (UPMC)

 

Silver Tier

Silver PPO 5000/10/30 (Capital BlueCross)

Advantage Bronze $3,500/$25 (UPMC)

My Direct Blue Lehigh Valley EPO Silver 4450 HSA (Highmark)

 

Gold Tier

Flex Blue POO 1000 (Highmark)

Marketplace HMO 20/40/4000 (Geisinger)

Marketplace POS HDHP 20/20/1350 (Geisinger)

 

Platinum Tier

Healthy Benefits Value HMO 0.0.10 (Keystone Health Plan Central)

Marketplace HMO 15/30/0 (Geisinger)

Comprehensive Care Blue PPO 500 (Highmark)

 

Senior Options

 

Medicare Supplement, Medicare Advantage, and Part D (Prescription) plans are offered by many of the nation's top-rated companies. Although Supplement contracts are standardized, it's still very important to properly compare all options, understand annual changes in rate and benefits, and verify doctors, specialists, and hospitals are part of the carrier's provider network.

As a partial guide, we have listed below several of the most popular Medicare Supplement and Advantage options for Allentown and Lehigh County.

 

Supplement Monthly Rates For Male Age 65 (Female Rates Are Lower)

 

Plan A

$62 - AARP-UnitedHealthcare

$86 - Transamerica

$103 - New Era Life

$104 - Continental Life

$106 - Companion Life

$113 - Central States

$113 - Philadelphia American Life

$115 - Cigna

$115 - CSI Life

$117 - Mutual Of Omaha

$117 - United American

$118 - Greek Catholic Union

$121 - Individual Assurance

$123 - Equitable

$124 - Manhattan Life

$126 - Medico

$129 - American Retirement Life

$152 - Gerber

$158 - Humana

 

Plan B

$106 - AARP-UnitedHealthcare

$112 - Transamerica

$112 - Continental Life

$114 - New Era Life

$117 - Cigna

$119 - Manhattan Life

$124 - Mutual Of Omaha

$125 - Greek Catholic Union

$131 - Companion Life

$131 - Equitable

$132 - Central States

$133 - CSI Life

$136 - American Retirement Life

$145 - Medico

$156 - Combined Insurance

$156 - United American

$172 - Humana

$177 - Gerber

$178 - Oxford Life

 

Advantage Plans

Geisinger Gold Preferred Complete RX

Cigna HealthSpring Advantage

Keystone SeniorBlue Option 3

Advantra Silver

HumanaChoice R5826-062

Cigna HealthSpring PreventiveCare

Highmark Community Blue Medicare