Western Pennsylvania health insurance rates are very affordable compared to other parts of the state. Catastrophic, Copay, short-term and HSA plans are provided from most of the major health insurance companies in Western Pennsylvania. Whether you need individual or family coverage, there are many low cost options to consider.
Pahealthinsurancecoverage.com is the state's leading website for affordable Western Pennsylvania health insurance plans. We make it easy for you to compare and apply for top-notch coverage at rates that are guaranteed to be the lowest offered by all of the health care providers. We’ll research all of the companies to find a policy that meets your budget needs and provides the coverage you want. We only research top-ranked companies and never use any type of “discount-benefit” plan. The price you pay and the benefits you receive for your medical benefits are one of our priorities. There are hundreds of different policies to research, and we are dedicated to researching each and every one.
The most popular health insurers for the Pittsburgh area are Aetna, UnitedHealthCare, Highmark Blue Cross Blue Shield, HealthAmerica and Assurant. Other companies such as Celtic also are licensed in Pennsylvania but do not write as many policies as the larger carriers. Humana, one of the nation’s largest insurance companies, does not offer individual health insurance in the state.
Highmark Blue Cross Blue Shield is one of the largest health insurance companies and serves the 29 counties of Western Pennsylvania. Their PPOBlue plan is a low cost policy that features a low deductible option ($1,200) with 90% coverage on most coverages once the deductible has been met. However, preventive benefits, such as routine physicals, gynecological exams, mammograms, pap tests and pediatric immunizations are not subject to a deductable. The PPODirectBlue plan offers deductibles as low as $250 per person and also includes 90% coverage once the deductible has been met. Since maternity coverage is included, it is a popular plan for young families.
Pennsylvania Health Savings Accounts (HSAs) have been increasing in popularity since they were established in 2004. Because of their cost-saving features, they should always be considered for individuals or families that don’t often use their health care coverage. Aetna and HealthAmerica offer very attractive rates in most of Western Pennsylvania. UnitedHealthCare is one of the few companies to have a “single family deductible” HSA. We’ll be happy to review your options and help determine if an HSA is the right fit for your needs.
Catastrophic health insurance plans offer rich major medical coverage while substantially lowering your premium. One of the best catastrophic policies is Healthamerica’s “HealthGear” plan. Various deductibles are available and preventive benefits are provided without having to meet the deductible. UnitedHealthCare’s “Saver 80” plan is another low cost alternative designed to protect against major claims. Deductibles are available up to $10,000 and this type of policy is perfect for individuals or families that are not concerned with office visit or prescription coverage.
By clicking on the “Get Instant Quote” button at the top of the page, instantly and easily you will be able to compare Western Pennsylvania health insurance plans. If you would like to speak to a live person, please call us at (888) 513 6446.
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Highmark RatesTo apply for Highmark coverage, please click on the "Download Now" button and download the application from the link, and fax completed application to (888) 513 6446.