Affordable Pennsylvania car insurance rates are offered by most of large auto insurance carriers such as Progressive, Geico, Liberty Mutual, Allstate and Nationwide. Many additional companies offer low cost rates that could save you a substantial amount of money on your current premiums. By entering your zip code in the box below, you’ll be able to view affordable car insurance options from the best companies in Pennsylvania.
You may be paying too much for your current coverage. While there is nothing wrong with keeping the same company for an extended period of time, your rates may now be significantly higher than other available options. That’s why it might be worth a few minutes of your time to fill in your zip code and see how much money you can save.
Tips To Reduce Your Pennsylvania Car Insurance Rates
1. Consider insuring your home with the same company that insures your vehicles. A “multi-policy” discount will be available on BOTH policies. There also may be additional discounts if your life insurance (if available) is through the same carrier.
2. Price shop different companies at least once every 3-5 years. Sometimes the major companies will reduce their rates at the time you are comparison shopping. If the timing is right, you’ll save hundreds of dollars.
3. Check your credit scores on a regular basis and avoid “late pays.” Most Pennsylvania car insurance companies provide better rates to customers with superior credit. And some will even charge a higher rate to persons with poor credit.
4. Increase your collision deductibles. If you currently have a $100 or $250 deductible, raising them to $500 or $1,000 will have a major impact on the rate. Unless your accident frequency increases, the savings accumulated each year could be substantial.
5. If your car is 10 years or older, it may be time to consider placing only liability coverage on the vehicle. Because the value has significantly dropped, the amount you would receive if the car is totaled may be far less than you expected. And, of course, each year, that value is reducing.
6. Special discounts are offered (by some carriers) to active or retired members of the Military or Reserves. Discounts vary, but typically are in the 10%-15% range. Membership in military organizations may also reduce your rates, along with membership in some business organizations.
7. If you recently retired, joined a carpool, or reduced your annual commuting mileage, contact your Pa auto insurance company. There’s a good chance you’ll qualify for a discount on the care that is affected by these changes. Also, turning age 55 will also generate a discount with many companies.
Car insurance rates in Pennsylvania don’t have to be expensive and we’ll help you find the companies that can offer the quality coverage you need, but also at the lowest available rate. We will only work with major reputable high-rated companies that will be there when you need them most.
To easily view your options, simply provide your zip code in the “Get Affordable Auto Insurance” box below.