Pennsylvania Individual Health Insurance Plans

Posted by Ed Harris | Insurance Info | Saturday 27 June 2009 11:08 pm

Affordable Pennsylvania health insurance plans are offered by most of Pennsylvania’s major health companies. Aetna, United HealthCare, HealthAmerica and Blue Cross are some of the larger carriers that provide high quality coverage at an affordable rate.

Individual health insurance plans often cost much less than an employer-sponsored plan. Some of the reasons include: more selective underwriting, lack of maternity coverage (without a rider) and less medical risk with a single family. Also, Pennsylvania health care generally is less expensive than health care in many neighboring states such as New Jersey and New York.

Pennsylvania health insurance plans also offer a wide variety of coverage options. Unlike some group options, you can easily obtain catastrophic, comprehensive or HSA coverages. In some counties, certain companies will have substantially lower premiums, so it’s important to use an experienced broker to help you find the best plan.

PaHealthinsurancecoverage.com is the premier resource for family and individual Pennsylvania health insurance plans. Instantly, you can view, compare, and if you wish, apply online for the most affordable high quality plans in the state. And since premiums are regulated by the Pennsylvania Department of Insurance, you will not find a lower rate anywhere!

Please click on the “Get Instant Quote” button at the top of the page to view your health insurance rates.


Affordable Pittsburgh Pa Health Insurance Plans

Posted by Ed Harris | Insurance Info | Sunday 17 May 2009 6:04 pm

Affordable Pittsburgh health insurance plans are available. Most of the large Pennsylvania health insurers, such as Highmark Blue Cross Blue Shield, Aetna, UnitedHealthCare, HealthAmerica and Assurant feature low cost plans that are easy on the pocketbook.

We are the premier resource for affordable Pittsburgh health insurance coverage. The rates you view on this website are the lowest rates allowed by the state. There are never any fees for using our service and we’ll always take the time to find the plans that best meet your medical needs while keeping the rate within your budget.

Catastrophic Plans

Saver 80 plan from UnitedHealthOne. Catastrophic plan is one of the least expensive plans in Pennsylvania. Major medical coverage with various deductible options.

Preventative And Hospital Care 3000 plan from Aetna. Catastrophic plan includes preventative coverage that is not subject to the deductible.

QHDHP 80% plan from HealthAmerica. Catastrophic coverage that includes some office visit and prescription coverage after the deductible is met.

Semi-Comprehensive Plans

Copay Saver plan from UnitedHealthOne. Very similar to Aetna’s PPO Value plan, although rates are generally higher in most areas.

PPO Value plan from Aetna. Another low cost Pennsylvania plan that allows two office visits. Additional office visits are subject to a deductible. Very good preventative coverage included. Very strong rates in the Pittsburgh area.

Comprehensive Low Cost Plans

Copay Select plan from UnitedHealthOne. Unlimited covered office visits subject to a $35 copay. Above-average prescription coverage is included along with good preventative benefits (subject to 90-day waiting period).

Copay 90% plan from HealthAmerica. Low copays on covered office visits along with good preventative coverage. Affordable rates is parts of the state.

PPO Copay plan from Aetna. Competitively priced in most areas, this policy always seems to be one of the more affordable options in this class. Great preventative coverage and wide range of available deductibles.

Affordable Pittsburgh plans are available from many carriers and I tried to highlight the plans with the most competitive rates.

To instantly view, compare and apply for high quality Pennsylvania health plans, please click on the “Get Instant Quote” button at the top of the page. Or, you can speak to a live person by calling (888) 513 6446.