Keystone Health Plan East HMO health insurance coverage is offered by Independence Blue Cross and available through Pahealthinsurancecoverage.com, Pennsylvania’s respected resource for affordable health care. Keystone Health Plan East offers comprehensive medical benefits through a selected Network of doctors and hospitals. By calling (888) 513 6446 you can obtain free information and instant quotes. We will advise you which plan provides the coverage that is most important to you and at the lowest possible premium.

There are six different individual Keystone HMO plans, including three copay and three deductible plans. The HMO deductible plans feature premiums as low as $76 per month since there is a deductible to meet for major medical claims. The HMO Copay plans offer premiums as low as $111 per month and there is no deductible to meet for major medical claims. Rates will vary, depending on your age and existing medical conditions. To keep premiums affordable, you can consider a higher deductible on the catastrophic portion of your policy.

All six plans include preventive benefits that are 100% covered without having to meet any deductibles. Some of the specific Keystone Health Plan East HMO preventive coverages are mammograms, pediatric immunizations, nutrition counseling and outpatient lab/pathology. Birth control pills, annual OB/GYN exams and coverage for routine eye exams and eyeglasses or contacts are also included. Dental benefits are optional. You do not pay any out of pocket costs for preventive expenses that are “qualified.”

Additional Keystone health plan coverages include doctor’s office visits, hospital care, newborn and maternity care, emergency coverage, outpatient services, prescription medications and skilled nursing facility care. Some of these benefits may be subject to a deductible or copay. You can also view our Pennsylvania Keystone Benefit Summary. We’ll be happy to review any portion of the coverages with you. If maternity coverage is not needed, a PPO plan will save you money.

The “Healthy Lifestyles” program provides a 35% discount on selected alternative health services such as massage therapy and acupuncture. This program includes reimbursements, incentives and help to assist you in leading a healthier life. Up to $150 of your fitness center fees are eligible for reimbursement. And you can use this feature every year.

Pennsylvania Keystone Health Plan East HMO policies are medically underwritten, so it is possible that some applications may not be approved based on medical conditions. Rates and approval are based on health status. Pre-existing conditions, illness or injury where medical advice or treatment was recommended or received within the 90-day period prior to the requested effective date are excluded for the first 12 months. However, if a policy is approved, a pre-existing condition clause (if applicable) would not impact other unrelated treatment.

If you would like to instantly view, compare or apply for coverage, please call us at (888) 513 6446 or click on the “Get Instant Quote” button at the top of the page. We’ll help make the comparison and application process as simple as possible. And of course…you never pay any fees.

Helpful Links:

Keystone Health Plan East HMO Provider Network

Keystone Health Plan East HMO Benefit Summary

Keystone Application For Coverage   (The completed application can be faxed to (888) 513 6446.  If you would like to send it in the mail, please call us at (888) 513 6446 and we’ll provide the correct address.

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