Health Care reform is coming to Pennsylvania. But unless you’re uninsured, you may not see this change until 2013…and perhaps not at all. If President Obama signs a health care overhaul this fall, some tangible changes may be noticed in about three or four years. But it seems highly unlikely legislation will be enacted. Most Republicans and a growing number of Democrats do not want government run healthcare.

But if legislation passes, Pennsylvania residents will be waiting a while to see the results. You can read about the timeline here.

One reason the bill will never pass is simply most Americans disapprove of the way the process has been handled. The proposed house legislation would outlaw Pennsylvania private health insurance in its present form. Most folks are not aware of that. But don’t feel bad. The President wasn’t aware of it either! Read about it here.

So what will ultimately change? Based on my 29 years of experience as an independent health insurance broker, I believe that insurance will be mandated (required) and ultimately, health insurance companies will offer coverage to all persons, regardless of health. But I also believe that the government will not enter the health insurance fray. And they won’t need to. Pennsylvania Health insurance rates will stabilize and tax incentives will help offset some of the cost.

No related posts.