Pennsylvania Health Insurance

Get  free Geisinger health insurance quotes that allow you to instantly compare plans and quickly apply for a policy. Affordable medical coverage is offered in most parts of Eastern and Central Pennsylvania. Spanning 43 counties, they offer several competitively priced Exchange policies including comprehensive and low-deductible copay plans. Also available are dental benefits along with Medigap plans for Seniors.  Since no referrals are required, these plans are very popular for single or married customers. We  proudly represent Geisinger Choice plans along with all of the other major companies in Pennsylvania.  This respected company (based locally on Danville) offers  Marketplace plans for individuals and families that are eligible for federal Exchange subsidies. Depending on your household income, the subsidy could pay most or all of the premium. Incomes under 400% of the Federal Poverty Level will qualify for the instant tax credit that is applied to your premium. However, non-subsidized plans are also offered. As a non-profit HMO, they started offering benefits in 1985, and have become a consumer and business favorite in many Central Pa communities. Ironically, around 1972, coverage was only offered to residents of five counties near the first Medical Center. However, once certified, membership grew and has not stopped. Many additional services are provided to members,...

Independence Blue Cross Personal Choice PPO Bronze Basic is an affordable health insurance policy offered in Southeastern Pennsylvania. Premiums are typically lower than comparable plans from other major carriers and the policy meets all Affordable Care Act (ACA) and Marketplace regulations and requirements.  Office visits, prescriptions, ER, maternity, and hospital (inpatient and outpatient) benefits are included. Coverage is offered in the following Delaware Valley counties: Philadelphia, Bucks, Delaware, Chester, and Montgomery. We offer IBX plans at the lowest available rates. You can easily choose and compare plan details by adding your zip code at the top of the page. There is no obligation to purchase any policy when you view prices. If you purchase the policy during an Open Enrollment period, there are no medical questions to answer and any pre-existing conditions will be treated the same as any new illness or injury. If you miss the deadline, you may qualify for an alternative enrollment throughout the year. Large Provider Network This plan uses the “Keystone” Network so you pay much less for treatment when you utilize approved providers. Out-of-network coverage is limited, unless it is an emergency.  The Personal Choice PPO Bronze Reserve and and Keystone HMO policies are alternatives to this plan, although premiums are higher. In 2018 and beyond, it is anticipated...

Pennsylvania Health Savings Accounts (HSAs) could reduce your taxes and health insurance premiums in 2013. Rates are often hundreds of dollars less per month than a traditional family plan and preventive benefits are always provided with no deductible, coinsurance or waiting period. And “Network-negotiated discounts” can greatly reduce your out-of-pocket costs on expenses that are subject to a deductible. And of course, there is the tax-savings, which also applies to qualified dental and vision expenses. We carefully created this website so you can easily view and compare HSA policies from the best health care providers in the state. But most importantly, with our 32 years of experience, you also have someone you can talk to individually that will provide expert advice and recommendations. We’ll carefully investigate all of your options and offer the choices that best fit within your budget. We also customize our choices so it closely matches what benefits are most important to you. In many situations, a more conventional option may be a better choice. What Is It? An HSA is a high-deductible insurance policy with an optional tax-favored savings plan. Deposits into the savings plan can accumulate and pay the deductible (if needed) and other qualified medical, vision and dental expenses. Contributions are tax-deductible, similar to an IRA, and qualified withdraws are not...

Low-cost Highmark healthcare coverage in Pittsburgh can be purchased by individuals, families, small and large businesses, and self-employed persons. Rates are very attractive compared to other  policy options, and approved medical, vision, and dental costs can be paid with tax-deferred deposits. An HDHP (High Deductible Health Plan) is required to accompany  the HSA account, and  two options (Health Savings Blue PPO Embedded 2700 and Health Savings Blue PPO 1700) are available. PPOBlue No Longer Available The PPOBlue policy by Highmark is extremely affordable and popular. PPOBlue is their  comprehensive major-medical high deductible plan that is HSA-eligible. This policy is available to individuals and families and you do not have to be self-employed to qualify for coverage. Prices in Allegheny County are typically among the lowest among the major carriers. There are several attractive options and plan designs that will reduce your out of pocket medical expenses and taxes. We help you find affordable Health Savings Accounts in Pa. The rates we publish are the most competitive contracts offered by each carrier and there are never any fees for our service. We feel it is important to find the health insurance policy that best matches your budget concerns, but that also provides the benefits that you may someday use. And if you wish, we will take the time to review all of the...

The Pennsylvania Health Insurance Exchange Marketplace provides guaranteed health care coverage to Pa residents regardless of medical conditions.  Open Enrollment begins  November 1 for all eligible applicants and ends January 31st. You can qualify for an Obamacare federal subsidy while easily comparing multiple policies from the top-rated companies. Plans are offered to small business owners through a separate SHOP Exchange. Policies are available with or without federal financial assistance. If your household income falls below 400% of the Federal Poverty Level, you are likely eligible for an instant tax credit. However, you are not obligated to accept the funds, and can enroll in an “off-Exchange” plan. These plans still provide the required 10 “essential benefits” including preventive, maternity, mental illness, prescription, ER,  and  other required coverage. However, the enrollment process is often much quicker, since the government  website is not involved, and income verification is not required. Brief History The Pa Exchange (2014 was the first year) was created under the “Affordable Care Act” (ACA), and provides the “Marketplace” that allows for the purchase of individual, family and small business coverage. Pre-existing conditions are no longer considered in the underwriting and approval of new plans. Generally, lower-income households pay less than prior to...

The cheapest private health insurance in Pennsylvania offers affordable medical coverage to persons that are self employed or not covered under an employer-provided policy. We shop a wide variety of policies to suit your single, family or small-company. If you are currently covered and are not satisfied with what you pay, or your current benefits, we can help customize a solution. We proudly represent the major healthcare providers in the state and offer policies at the lowest published rates. And you never pay any fees and have access to our free service 24 hours per day. As one of the biggest personal online medical plan resources in Pa, we don’t just find the cheapest prices for you. We help you enroll in less than 10 minutes. If you are eligible for an instant Obamacare tax credit, it will be immediately applied to reduce your premium. If you are eligible for Medicare or Medicaid, we will show you which options best cover your healthcare needs, and review the companies that offer those plans. Seniors can compare Advantage, Supplement, and Part D prescription drug plans from multiple companies. When you reach age 65 and enroll in Medicare Parts A and B, you may be eligible for several Medigap options. Instantaneously, you can research and find the most affordable medical coverage in Pennsylvania. Policies for students, individuals, families, the self employed, the...

Pa health insurance with maternity coverage is available through this website, Pennsylvania’s leading online website for  pregnancy, delivery, and childbirth benefits. We make it easy for you to find health insurance plans that include prenatal benefits. Individual medical plans for pregnant women will generally cover many of the associated expenses,  such as prenatal doctor visits, lab work, ultrasound, delivery fees and hospital expenses. Marketplace, Group, and Medicaid plans typically provide comprehensive coverage, although out-of-pocket expenses will vary. Childbirth and maternity care are considered “essential health benefits,” and are therefore mandated to be covered under single and family qualified medical plans (began in 2014). If you are pregnant at the time you apply or enroll, benefits will still be included and there will be no waiting period or forced reduction of benefits. You also will not pay a higher premium, or forced to accept higher copays, coinsurance, or deductibles. Complications, including cesarean deliveries, are also covered on Marketplace and Affordable Care Act-approved policies. We help you find the plans that cover you and your future baby as inexpensively as possible with no waiting periods. If you qualify for a federal subsidy (we can quickly calculate your eligibility amount) it’s possible that a large portion of your premium will be paid...

Cheap health insurance plans in Pennsylvania are available, and the quality of coverage, and benefits are excellent. Pa budget medical plans include required essential health benefits including maternity, office visits, prescriptions, emergency room and preventative coverage. All pre-existing conditions are covered without an extra surcharge, waiting period, or higher deductible. Although not all policies are considered “low-cost,” generally, in every area, with assistance from instant federal tax credits, several inexpensive options are offered. Our Agency shows you how to find the specific plans that provide  both value and benefits  at the best available price. Whether you are considering Highmark, Keystone, Geisinger, Capital Blue Cross, UPMC or any other option, each company offers specific policies that will be easy on your budget. However, if you have a chronic condition, take an expensive non-generic medication, or are expecting to undergo a major surgery within 12 months, these cheaper plans may not be the best choice. Instantly Compare Least Expensive Plans We make it easy for you to browse different options in Pennsylvania and compare prices and benefits side-by-side. You can quickly learn which medical plans cost the least for yourself or any other family member. And yes, there are many free plans that will cost nothing or a minuscule amount. These options will be...