Low cost student health insurance in Pennsylvania is very easy to purchase. As Pennsylvania’s primary trusted resource for affordable student health insurance coverage, we offer student coverage through all of the major insurers such as Aetna, UnitedHealthCare, HealthAmerica, Highmark Blue Cross Blue Shield, Independence Blue Cross, Keystone, Capital Blue Cross and Assurant. Any Pennsylvania student health insurance rates you view on this website are the lowest rates provided by each of the carriers.
Most Pennsylvania colleges and universities (Penn State, Pitt, Temple, Duquesne, Penn, Villanova, Lehigh etc…) require their students to have comprehensive health insurance, either through a parent’s plan, their own university plan or an individual plan. If you are not eligible for affordable coverage under a parent’s plan, then an individual plan from one of the major companies should be considered. Rates are much lower than than many other options.
Having a large choice of Network medical facilities, physicians and specialists is extremely important, especially if you attend an out-of-state school. Student health plans purchased through a university could limit the type of care you receive and where you can go to receive the treatment. We’ll help you find a low cost individual Pennsylvania student health insurance plan that provides the coverage you need and at a price you can afford. Whether you attend a specific school, or you’re a undergraduate or graduate student, we’re experienced in making the selection and application process easy.
Your own individual plan will include off-site doctors, hospitals and other specialists, if needed. Even if Network specialized medical care is located hundreds of miles from school, you will have access to that treatment. Almost all of the large Pennsylvania health insurers feature large Networks including the best specialists in the state. When we review your options, we’ll make certain that there are a wide selection of providers. And most companies allow you to be billed monthly, instead of paying an entire semester of premiums at once.
For example, a healthy 19-year old male in the Philadelphia area can buy comprehensive coverage for between $81 and $90 per month (Aetna’s PPO 2500 and UnitedHealthCare’s Copy Select plans). Most covered office visits and prescriptions are subject to low copays and both carriers feature nationwide Networks. By increasing the major medical deductible on both plans, the monthly rates would reduce to approximately $52-$55 per month. Keystone also offers HMO coverage in the Philadelphia area, which would result in lower out-of-pocket expenses, but higher premiums. Keystone also offers other lower-cost plans.
To obtain low cost Pennsylvania student health insurance, we have placed a quote request section at the top of this article. It allows you to easily see the rates from the best companies. You can also call us at (888) 513 6446. We’ll help you choose the best plan, and explain the easiest way to apply for coverage. If your school or University needs written confirmation, we’ll be happy to provide it.